Ask HN: Leaving US, how to manage bank accounts
I am an Indian Citizen, moving out of US and might not be able to come back to US for some time. I am guessing others might have had similar situation too.
How do you manage your US account from overseas? Can I create a bank account in some safe country such that I can transfer and deposit dollars? Has anyone ever been locked out of their accounts?
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In the US, one such bank I know of is Simple (https://www.simple.com).
It's perfectly fine to keep a bank account in a country you no longer live in, but make sure to update your address accordingly, otherwise the IRS may think you still live in the US.
It’ll be close to impossible to reopen a US account once you’ve left the country. There are usually onerous fees and conditions on USD accounts in other countries. It depends on the country/bank.