I just faced this issue of lease, finance, or mobility. I went for the latter since I don't want to go for the hassle of parking, fuel, and maintenance anymore. Further, I believe it's better for the environment.

Cars depreciate, just like housing requires maintenance: https://affordanything.com/is-renting-better-than-buying-sho.... Housing does not automatically appreciate, though artificial limits on the supply of housing in some metros can temporarily make it feel as if it does.

Unless you're talking about renting vs buying the car, I still don't see the parallel. "Whether or not I should rent this shelter" has little to do with any of the concerns of "do I need a car at all?"