If I'm completely honest, I wish the marketing and advertising industries would simply die off completely. I don't need businesses to tell me what I "need" to buy, in order to feel fulfilled.

>"An analogy here would be someone hating cars' tag readers in public. Law gets passed its illegal, yay! Then 2 months later your car payment goes up 30% and you scratching your head. Yeah well since they couldn't recover enough cars from people who don't pay, they had to adjust their financial models and you are the one to pony up for it."

Maybe they should have shown some responsibility, and not just pushed unrealistic loans on every Joe Six-pack who walks through the door.

Also, this culture of instant gratification that advertisers and money lenders have created is truly vicious. It has become culturally accepted to just take another loan to buy stuff you "need" (read: desire, to one-up your peers), never mind the consequences.

Try saving up instead or (shock and horror!) simply doing without the trivial material possession in question. You'll be tired of it in a short while anyway.

>"GDPR will wipe out many niche blogs"

That is purely unfounded speculation on your part.