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Re:Mortgage rates have been rising at a pace not seen in alm... by conwaytwitty on Friday May 25, 2018 @01:04AM (#17150759)
Sounds similar with a base reference rate + lender's margin (in finland currently like 0.2-0.5% for house loans), but for some reason the base rates are positive in the us?

After 2008 in europe the rates took a dive and have been negative for a few years.

Re:Mortgage rates have been rising at a pace not seen in alm... by einarvollset on Friday May 25, 2018 @01:25AM (#17150837)
Doesn’t work like that in the US. Most mortgages are fixed rate for the duration of the mortgage.