Chargebacks protect users from fraudsters, which is exactly what the featured article is saying is a major problem in the cryptocurrency space. Millions of people getting scammed with no legal recourse is a problem. Retailers dealing with chargebacks less so... I've never heard of the "Merchants are thinking of no longer selling anything due to chargebacks" problem.

Either I ask customers to send me loads of PII, or I ask them to make their first payments in bitcoin.

I’ll always choose the latter.

It's like you've never been ripped off by someone selling you a watch on an internet forum.

Infinitely easier to vet sellers than buyers.

False. Random sellers on internet forums are not easy to vet at all. The whole point of chargebacks is you don't have to vet the seller.

Sure, that’s the point of chargebacks. Everybody knows this.

What is the point you are trying to make? That you’re too dumb to not buy from “random sellers”?

So you think people who get defrauded on the Internet are "dumb". I can see why you like cryptocurrency.

I’ve been scammed on the internet, but %-wise it’s comparable to credit card fees.

Because you "vet" sellers. Somehow. Infinitely easily. For the rest of us mere mortals, the consumer protections offered by cards are an essential foundation of Internet commerce.

Again, is there a point you’re trying to make here?

Can you read? Good! Then you can read reviews.