Freedom of speech, and its implementation by the Supreme Court in the US, makes this kind of legislation impossible.
There are trade offs. Even if you can afford to get your criminal record expunged, data collection firms can still hold a copy of your record while it was public; so it can still show up on some background checks.
We need to move away from the stigma of lifetime labels more than we need to be able to erase the past.
Background checks on the other hand are serving their intended purpose, telling you exactly what someone's background is.
I think there's an argument in favor of requiring criminal background checks for employment to be run through bureaus that have a legal requirement to drop certain offenses off the report after a certain amount of time. The offender has repaid their debt to society through the punishment meted out by the court, there is no point in making them unemployable for the rest of their lives.
For example you might get laid off during an economic downturn and not be able to find a new job in time to avoid missing payments. A few years later, when you have gotten back on your feet and caught up on everything, there is not much reason to believe that you are a bad credit risk.
Or maybe you don't appreciate how big an impact high interest rates on credit cards can have when you carry a large balance. You can easily learn from this and not make that mistake again.
If short, as you note people can change, and in the case of bad debt there is a good chance that they have done so after a few years. And if they haven't, they will probably have newer bad debt on their credit report to take the place of the expired items.
Compare to a very serious crime, such as child molestation. You don't do that because of bad luck or poor judgment. To do that you have to be seriously broken mentally, and modern medicine does not yet know how to fix that level of broken. You are very likely as dangerous 30 years from now as you are today.
In short, except in rare cases the people who do these kind of crimes do not change. They just learn to be more careful to avoid getting caught.
I'm talking about things like petty theft, drug possession/petty trafficking, and impaired driving. Those are crimes that people can change from.
TRTBF is closer to regulating the latter.
The trouble with court records is that they are public, and for good reason (the justice system needs to be transparent). Unfortunately, the internet has made what used to be a process with a significant barrier to entry (a manual court records search) into a simple google search. The problem is exacerbated by extortionists who post mugshots (many of people who have their charges dropped) and charge a fee to remove them [1]. Regulation which enforces some level of right to be forgotten may be a solution.
[1] https://en.wikipedia.org/wiki/Mug_shot_publishing_industry
I signed in (been years) to comment. Bravo! I could not agree more. People can change.
We enjoy great constitutional protection to publish, unless it's copyright violation or you're revealing the allied plan for the normandy invasion no court will rule against you.
I'm holding back on the kudos for NPR's editorial accountability until we get some context.
The subject of that story was a hedge fund guy who didn't like the search results appearing for his name and the legal expenses that went into trying to change them, the piece was sympathetic to him and it was framed as a story about 'net privacy and the lack of regulation around it, but of course it wasn't about privacy it was about censorship, two concepts that are too often conflated nowadays what with publications falling all over themselves trying to extol EU regulations.
The bottom line is that the so called "right to be forgotten" is as nonsensical an expression as it is a policy.