The Era of Very Low Inflation and Interest Rates May Be Near an End

Re:The Era of Very Low Inflation and Interest Rates May Be N... by jgalt212 on Thursday April 26, 2018 @05:57PM (#16936250)

Fixed rate debt may increase the value of your house if interest rates go up and your mortgage is assumable.

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Re:The Era of Very Low Inflation and Interest Rates May Be N... by toomuchtodo on Thursday April 26, 2018 @06:19PM (#16936447)

Almost no US mortgage products are assumable.

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Re:The Era of Very Low Inflation and Interest Rates May Be N... by gibybo on Thursday April 26, 2018 @07:25PM (#16936939)

All US government home loan programs are assumable (FHA, VA, and USDA).

This Quora answer indicates that FHA loans alone alone make up a majority of new home loans in the US: https://www.quora.com/What-percentage-of-US-home-loans-are-f...

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Re:The Era of Very Low Inflation and Interest Rates May Be N... by toomuchtodo on Thursday April 26, 2018 @08:33PM (#16937425)

I should've said conventional loan products. Thank you for pointing out my mistake.

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Re:The Era of Very Low Inflation and Interest Rates May Be N... by djrogers on Friday April 27, 2018 @11:42AM (#16941612)

While they make up the moajority of new home loans, they only make up ~15% ot total mortgage originations, leaving 85% of homes being mortgaged with conventional mortgages.

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