That's exactly the point some of us are trying to make:
This issue is incredibly nuanced, but people like you (and the authors of the article) never want to talk about one side of it: Personal responsibility.
The second we bring it up, we're denounced as callous, entitled, naïve, etc. etc.
It's surprising to me how often those pronouncing the complexity and nuance of an issue are almost always just fierce defenders of ONE side - the other side - of the issue.
Your entire comment is incredibly entitled and condescending. Have a look through the other comments on this thread for some reasonable discourse on the subject, plenty of people have commented on how the issue is far more nuanced than you make it out to be.