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Re:Swedes turn against cashlessness by mieseratte on Tuesday April 03, 2018 @12:37PM (#16746406)
As a slight counter-point, an oligopoly similarly has little reason to innovate.

Think about how slow adoption of "secure" methods of transaction are in the US and them having made fraud our problem and not their problem.

Re:Swedes turn against cashlessness by jiggunjer on Tuesday April 03, 2018 @12:55PM (#16746624)
Also look at how little they innovated relative to the profits they were making. Hard to do worse.