I think one is safer, if one use a bit older hardware (laptops and printers), because then the Linux people have had time to look into bug reports and incompatibility problems and fix them?
Nowadays when buying a new laptop, I always websearch for the laptop name + "Linux problems" or something like that, to see what bugs & incompatibilities other people have reported already. And then maybe I decide to avoid that laptop. But ... I wouldn't expect my parents or most other people to do this. Instead they'll buy a "random" laptop with new "unknown" hardware, and then there'll be a 20% ? risk that networking or graphics won't work for them? And I think they'll need help to get the printer working. ... And with all that in mind I feel I need to slightly warn them about Linux.
That being said, Windows 10 is great for regular-user stuff --- really great, in fact. It's only for development that it's sometimes a little awkward, and it's really not bad. If I were working with .NET/MSSQL/IS more, I'd love it: Visual Studio is a nearly perfect IDE on a powerful machine. Debian is still better for me, though.