>you fall and slip in a supermarket? Lawsuit!

You fall and slip in a supermarket, due to a careless employee and now you owe hundred of thousands in medical bills. Some executive somewhere realized it was easier to extract that cash from a corporation than putting some person deep in debt.

Secondly, I believe America's relationship with race/sex/age discrimination goes a lot deeper than most countries, despite the fact we are younger.

When I needed back surgery a few years later, I attracted the attention of my insurer’s subrogation team, who tried on several occasions to get me to state that I was in a car accident during the burrito incident.

You get hurt in a big way, your insurer will make you sue.