> Healthcare costs are not unreasonable in much of the developed and developing world. Most countries have better outcomes and lower costs than here in the US. As another commentor says, healthcare seems to be doing fine; you seem to be assuming the US is the norm when it isn’t.

I'm going to cauterize the off-topic debate about the US healthcare system by pointing out that OP was talking about the expense to doctors of malpractice insurance, not about costs to the patients or medical outcomes.

Malpratice liability varies widely by country, but it's a non-trivial expense for doctors everywhere, and significantly higher in states with strong tort liability for doctors.

It's hard to imagine a world with criminal liability (or tort liability) for software engineers that doesn't ultimately end up with a system of insurance for engineers, roughly analogous to the medical malpractice insurance system for physicians.