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A comment on How I Used Eve Online to Predict the Great Recession (2013). Parent comment

Re:How I Used Eve Online to Predict the Great Recession (2013) by closeparen on Tuesday February 27, 2018 @12:57AM (#16471387)
The metric is DTI (debt to income), and the magic number is 36%. However, this is pretax income, not take home pay.
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Re:How I Used Eve Online to Predict the Great Recession (2013) by dmichulke on Tuesday February 27, 2018 @01:33AM (#16471494)
Can you tell me why DTI should be <= 36%? Is it a fixed value of some regulation or is there a formula behind it?
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Re:How I Used Eve Online to Predict the Great Recession (2013) by closeparen on Tuesday February 27, 2018 @03:27AM (#16471910)
It’s a standard used by mortgage underwriters, presumably based on analysis of decades of past mortgages they’ve written and calibrated to balance their risks and rewards for maximum profit.
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