OpenSCHUFA – Reverse-engineering the algorithm of the German credit score agency

Re:OpenSCHUFA – Reverse-engineering the algorithm of the Ger... by johannes1234321 on Friday February 16, 2018 @11:47AM (#16393608)

Might be worth noting that OpenSCHUFA has some ties to the Bertelsmann Foundation, which owns Arvato Infoscore, a SCHUFA competitor.

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Re:OpenSCHUFA – Reverse-engineering the algorithm of the Ger... by Sujan on Friday February 16, 2018 @01:49PM (#16394752)

Might be worth to tell the full story, as well:

- OpenSCHUFA was initiated by Open Knowledge Foundation Deutschland and Algorithmwatch, two independent and established NGOs.

- Algorithmwatch is supported by a foundation/trust called "Bertelsmann Stiftung".

- There is also a company called "Bertelsmann", which owns Arvato Infoscore, a competitor to SCHUFA.

- The Bertelsmann Stiftung (which is supporting Algorithmwatch which is co-initiator of OpenSCHUFA) owns a majority of shares of the company (that owns Arvator Infoscore, a competitor to SCHUFA), and some people say the foundation and company are tightly tied together.

- And last but not least Schufa now places in the press, that this is a big conflict of interest.

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Re:OpenSCHUFA – Reverse-engineering the algorithm of the Ger... by vavoida on Saturday February 17, 2018 @06:02AM (#16400153)

As stated before, we are not only asking for SCHUFA but also arvato data, see blogpost https://okfn.de/blog/2018/02/openschufa-english/#update

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Re:OpenSCHUFA – Reverse-engineering the algorithm of the Ger... by orless on Friday February 16, 2018 @12:00PM (#16393715)

I think this is properly disclosed. And definitely does not reduce the value of the effort.

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