vavoida

We will see.

we, the OKFDE, have no partnership with Bertelsmann our partner, algorithmwatch, has - independently from this project - funding from Bertelsmann Stiftung

again the data is first delivered only to the user, afterwards he/she can decide what to do

glad we agree that the issue is important

As stated before, we are not only asking for SCHUFA but also arvato data, see blogpost https://okfn.de/blog/2018/02/openschufa-english/#update

http://openschufa.de will be place for updates will take a couple of weeks, project will run for months to come

You are welcome!

We are trying to convince them.

Here are the live stats from the requests https://selbstauskunft.net/statistiken

Skewed demographics are on the radar (we know we are in bubble). EU regulation 2016/679 GDPR with May 25th is also on the radar.

For more related projects see http://mydata.org

wrt algo - afaik the biggest credit rating agency in Germany is "just" using a logistic regression. details will follow.

The data and credit scores are sent from the credit score agencies to each person directly (via snail-mail). After that they can decide to upload their "anonymized" data or not. In order to develop a privacy focused uploading process we started the crowdfunding campaign.

see this information https://www.settle-in-berlin.com/what-is-schufa/

btw. we are requestion infoscore aka Bertelsmann - data see stats https://okfn.de/blog/2018/02/openschufa-english/#update

1. date is not open yet, first people have to request the data (will take probalby 4-6 weeks until they get the credit scores)

2. see below https://news.ycombinator.com/item?id=16391885

just raw images would cause major privacy & data protection issues

a. is disclosed by our partner algorithmwatch b. the funding is not for this project c. see https://twitter.com/OpenSchufa/status/964408780162150400 "Die SCHUFA ist die bekannteste Auskunftei & Marktführer; wir fordern in unserer Projektbeschreibung u.a.: "Die SCHUFA & andere Auskunfteien müssen öffentlich & permanent darlegen, wie ihr Score funktioniert bzw. welche Modelle/Annahmen ihm zu Grunde liegen (Nachvollziehbarkeit)" d. read https://okfn.de/blog/2018/02/openschufa-english/#update (we already requesting infoscore Consumer Data GmbH data)

FYI in case you speak German, this project is currently all over the news in Germany, causing quite a stir.

TV http://www.tagesschau.de/inland/schufa-101.html https://www1.wdr.de/mediathek/video/sendungen/wdr-aktuell/vi... https://www.n-tv.de/ratgeber/Aktivisten-wollen-Schufa-Code-k...

Online https://www.wired.de/collection/life/openschufa-macht-bonita... http://www.spiegel.de/wirtschaft/service/kreditwuerdigkeit-w... https://www.golem.de/news/openschufa-reverse-engineering-der... https://www.heise.de/newsticker/meldung/OpenSCHUFA-Projekt-w... https://www.gruenderszene.de/allgemein/openschufa-algorithmu... https://www.futurezone.de/netzpolitik/article213448091/OpenS... https://netzpolitik.org/2018/jetzt-mitmachen-wir-knacken-die...

most motivational video, ever https://youtu.be/HBsD8BdXSCY

2 current related article worth reading http://www.tagesspiegel.de/wirtschaft/regierungsberater-gerd... http://www.faz.net/aktuell/politik/inland/dass-wir-ueberwach...

(disclaimer I'm part of the team)

yes, there are better explanations for the Double Irish Dutch Sandwich

http://www.nytimes.com/interactive/2012/04/28/business/Doubl...

https://www.youtube.com/watch?v=EFKGmmm-j5M

nice service, I like the idea of the automatic pgp-key-lookup-service

nice projects in 1st round https://prototypefund.de/projects/

talking about funding

100.000 Euro funding available (total €5.5 million) for opendata startups & SMEs https://opendataincubator.eu/apply deadline by 30.08.2016

also check http://www.savetheinternet.eu/ 2 days in Europe before the vote

kudos - great team!

metacontent (message content) & metadata -> smiley face, slide 2

interesting definition of metacontent

great, detailed read

congrats to the new name!

find that explanation shorter & faster, although polsci

http://themonkeycage.org/blog/2012/07/31/milton-friedmans-th...