Every story and comment from the Hacker News API, in a layout borrowed from 2001.
A comment on Australia’s new real-time banking payments platform. Parent comment
Then you discover that:
1)You need an app to use it (because websites are so passe!) - an app that may or may not work, and will likely crash;
2)You will hit an arbitrary, hidden limit when you try to use it - as insultingly low as $300/week for an out-of-network bank.
These limits are not posted anywhere, and it takes 2 levels of computer service just to find out what they are.
3)The ClearXChange network (aka Chase QuickPay, etc) that didn't have these drawbacks has been shut down and replaced by Zelle.
After going through this, I am still mailing actual paper checks to pay my rent. It is simply easier for everyone involved, and there are no fees.
There are no comments on this comment yet.
Then you discover that:
1)You need an app to use it (because websites are so passe!) - an app that may or may not work, and will likely crash;
2)You will hit an arbitrary, hidden limit when you try to use it - as insultingly low as $300/week for an out-of-network bank.
These limits are not posted anywhere, and it takes 2 levels of computer service just to find out what they are.
3)The ClearXChange network (aka Chase QuickPay, etc) that didn't have these drawbacks has been shut down and replaced by Zelle.
After going through this, I am still mailing actual paper checks to pay my rent. It is simply easier for everyone involved, and there are no fees.