UK's Open Banking to Launch on 13 January

Re:UK's Open Banking to Launch on 13 January by Vinnl on Saturday January 13, 2018 @07:24AM (#16139324)

Are you sure you can't? Besides the paper statements, I can download my transaction data in a variety of formats including CSV from every bank I've use in the Netherlands.

[ Parent | on HN ]

Re:UK's Open Banking to Launch on 13 January by vidarh on Saturday January 13, 2018 @08:23AM (#16139508)

The problem is that for a lot of banks there is no easy way to automate that process. I think 90 percent of use cases would be addressed simply by providing a way of giving automated read only access to statements.

[ Parent | on HN ]

Re:UK's Open Banking to Launch on 13 January by zoltaan on Saturday January 13, 2018 @03:53PM (#16141340)

Instead giving access to EVERYTHING seems a little overdrive then....

[ Parent | on HN ]

Re:UK's Open Banking to Launch on 13 January by zAy0LfpBZLC8mAC on Saturday January 13, 2018 @02:23PM (#16140857)

Well, that was just an example for the sake of an analogy?

Obviously, I want a fully machine-readable API to all of my bank's functionality. Which also "downloading transaction data as CSV" does not fit at all if I have to manually log in and download the data. Also, CSV lists of transactions usually are useless for synchronization as they usually don't provide any mechanism to reliably deduplicate transactions and to check for completeness.

[ Parent | on HN ]

Re:UK's Open Banking to Launch on 13 January by sambe on Saturday January 13, 2018 @09:01AM (#16139627)

Does the history go back more than a year or two?

[ Parent | on HN ]

Re:UK's Open Banking to Launch on 13 January by masklinn on Saturday January 13, 2018 @12:23PM (#16140307)

I would expect they are, if only for legal reasons.

According to my bank's website, I can get account statements up to 10 years back, except for closed accounts.

[ Parent | on HN ]