Oh and if you quit using their services and then try to later, they will collect. But yeah, this is the "bad" side of capitalism - you not only will be automated out of a job, but will have decisions automated. And seriously - of course they will be decided against your favor. The capitalists didn't get in their place by loosing money.
And yet, I get downmodded for talking communism. It's about time someone talks of different economic theory. We've gone down long enough of "trickle down", and it doesn't work - or it works beyond the elite's dreams.
You don't have to argue with them - you can always take your money elsewhere. Big corporations are already AIs (although slow and made of people) that are optimized for one thing - their customers.