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Re:Your Mother’s Maiden Name Is Not a Secret by closeparen on Saturday December 30, 2017 @06:36AM (#16034837)
The capabilities of European online banking are irrelevant to the security needs of American online banking. Yes, you need 2FA, because your online banking is actually for making transactions.

In the US, it isn't. On the off chance that the capability is there, it's seldom used. You make transactions by telling the other party your account number.

Re:Your Mother’s Maiden Name Is Not a Secret by RandomInteger4 on Monday January 01, 2018 @04:10PM (#16048054)
What kind of backwards bank do you bank with that doesn't allow transactions to be made from their web portal?