Your Mother’s Maiden Name Is Not a Secret

Re:Your Mother’s Maiden Name Is Not a Secret by pedrosorio on Friday December 29, 2017 @08:41PM (#16033285)

> Between European bank accounts in the same country. Also, not every European country, unfortunately.

Currently there are 34 countries in the SEPA (Single Euro Payments Area): https://en.wikipedia.org/wiki/Single_Euro_Payments_Area

SEPA rules specify that you cannot charge more for transfers between different countries than you would for a local transfer.

https://europa.eu/youreurope/citizens/consumers/financial-pr...

"If the payment is in euros or Swedish krona, they should not charge you more than they would for a national transaction of the same value in euros.

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Re:Your Mother’s Maiden Name Is Not a Secret by germanier on Friday December 29, 2017 @10:22PM (#16033670)

Note that this rule doesn't apply to the whole SEPA area. Switzerland is a notorious exception, Euro SEPA transfers to there often incur a charge.

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Re:Your Mother’s Maiden Name Is Not a Secret by juergbi on Saturday December 30, 2017 @12:08AM (#16033940)

Euro SEPA transfers between Switzerland and EU are typically free. At least the major Swiss banks don't charge anything extra. International transfers in other currencies (e.g., CHF, GBP) still incur a fee, though.

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Re:Your Mother’s Maiden Name Is Not a Secret by germanier on Saturday December 30, 2017 @01:02AM (#16034080)

The same applies to most German banks in the other direction but this is by business decision and not by law. Thus some banks do charge a fee for that.

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Re:Your Mother’s Maiden Name Is Not a Secret by hocuspocus on Saturday December 30, 2017 @08:09AM (#16035095)

You should use another bank. I've never heard of anything like that when I was living in Germany (I used Comdirect and N26, lots of my coworkers recommended DKB and ING DiBa also).

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