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Re:What I'm Telling US Congress about Data Breaches by losteric on Wednesday November 29, 2017 @04:07PM (#15810848)
Fraud is the one and only word needed.

Via https://en.wiktionary.org/wiki/fraud: The crime of stealing or otherwise illegally obtaining money by use of deception tactics.

Legally speaking

> Fraud must be proved by showing that the defendant's actions involved five separate elements:

> (1) a false statement of a material fact ["I am John Doe"],

> (2) knowledge on the part of the defendant that the statement is untrue [they are not John Doe],

> (3) intent on the part of the defendant to deceive the alleged victim [they want money],

> (4) justifiable reliance by the alleged victim on the statement [bank credit approves access based on identity], and

> (5) injury to the alleged victim as a result [bank loses customer money].

(https://legal-dictionary.thefreedictionary.com/fraud)

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