I just want to point out your user name: Stanfordkid... Ironic? I'll let the readers decide...

I agree with you that "complaining" by itself is unproductive and a waste of time. However, it would be super presumptuous to say that the complainant is not doing "something" about it in meatspace. Not that there is a lot to do, which is to say: Realistically, a few people control the overwhelming majority of monetary resources in the present world.

Should we contemplate that?

I don't. I am content with my status. I can, however, understand others are not. From an objective POV, it is super ridiculous that so few control so much. Does it affect me on a daily basis? Not that I am aware of, so I press on...