> US population growth has continued to erode toward barely expanding, and that's with immigration included. That decline is going to get worse by the decade, while simultaneously boomers continue to plunge out of the labor force over the next decade.

Universal health care might help. Having a kid is gonna be a really, really bad idea financially-speaking regardless, but the risk of their having even a middlingly-bad chronic health problem and ruining your finances for life (on top of the ordinary time lost and stress caused by such misfortune) make having a kid like playing Russian roulette with your bank account, credit, and retirement.