As a European user, that surely is motivating me to sign up. yeah, we got rid of an efficient payment method so you'll be paying even more. But it's userfriendly that way!

Given that the amounts are going to fluctuate anyways, I wonder if tracking multiple currencies would really be so bad?

Yup. SEPA wire transfers are amazing, and it's scandalous how the credit card oligopoly keeps the US in the dark ages when it comes to banking.

But America lives off credit, so nothing's going to change any time soon.

Credit cards and paper cheques.

That their business model is to get the money move as much as possible, as they charge per transaction.