I'm curious what that actually means in real download numbers now. Remember in iOS 11, iOS games were split out into a seperate top chart, which I imagine means waaaaaaaaaaay less downloads are now needed to break the App Store's top 200 ranking for all other app types. Worth bearing in mind if using this as evidence of momentum.

Just wanted to note that Square Cash is also directly integrated into Snapchat and Facebook Messenger.

Zelle, the bank consortium competing against Square Cash (and Venmo), is built into most major bank apps now.

https://www.zellepay.com/partners

While I think Square has some momentum, I believe the financial services industry as a whole is going to overshadow their Cash offering.

I wonder if that momentum will last when Apple Pay Cash rolls out next month - why install a third party app to send money to friends when you can do it via iMessage?

Because some of them are green bubbles

'Venmo' itself has become a verb rather than just a service so I doubt either of them have the necessary momentum to take these services to anything more than nominal levels of volume relative to the market lead

What's a Venmo?

> "Venmo has essentially eliminated the use of checks for our generation"

I've literally never heard of Venmo before now

My gut feeling is that whether you are familiar with the popular cash sharing apps really depends on your social circle. Among young people/students etc, not surprisingly I see a TON of Venmo users. Among adults with steady reasonable paying jobs, not so much. I've seen Venmo reguarly used as a Verb in social media too.

I know for me personally I'm far more likely to say "you get it next time" than bill my friends for some share of an outing. If it's sufficiently expensive that this doesn't make sense I'd just split the check. If I was younger and still a student I can absolutely see the appeal though.

Me neither. I googled it, out of curiosity myself. I was confusing it with BevMo, a retail chain for beverages et al.