true - however what has been happening in the last 20 years with paper fiat is not how fiat is "supposed" to work - though granted, it seems that EVERY paper fiat eventually leads to increased inflation/hyper-inflation. With Bitcoin, that is impossible. This allows the whole bitcoins, as well as the individual sitoshis to increase in value - much like the dollar of 1900 (it has since lost 99% of its purchasing power due to all the increased printing, loss of the gold standard, etc...

while I don't think it will ever fully replace fiat currencies, it will - and already is - acting as a secondary money/value exchange, so there is NO downside to getting in. None.