Under FCRA, your employer or potential employer must get permission from you before performing any credit report (which includes a salary report).

>You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.ftc.gov/credit.

https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-r...

Page 13-14 of the 20 page employment contract you skimmed.

And if you don't agree, you don't get hired.

I think they were asking the opposite. If there were protections preventing that data from being given to the reporting companies in the first place.

I went looking to create an account for employment verification at Equifax about a week ago. It was via different channel that this Krebs one, where you go to the product page and can sign up for a one time check for around $40 IIRC. And it does require you to affirm you have permission from the employee before getting their data. How they verify that is beyond me.

I would love to know if there is a way to see what data is held on me, and who has requested it.

> How they verify that is beyond me.

They don't. It's essentially an indemnification clause that they can point to as a copout if their service gets abused and a victim of that abuse comes looking.

"They said they had permission. We're just an innocent third party that they lied to. Go take it up with them." more or less