This comment, in turn, is laughable from a guy in his 30's with a wife and toddler... We live on a single income and have our own house with a quarter acre of land. And this is in coastal Florida, not a economically-depressed city in the Midwest.

We all need to accept that people are looking for different things in life. It's difficult to save money in SF, while also having a lifestyle that's relatively easy to maintain in other places. For instance, living without roommates.

You're right that it's difficult if you have a family. But there's a lot of room in between "impossible to save" and "saving is difficult".

Overly literal interpretation is overly literal.

Approaching my 30s, with a wife and no kids yet. We have about 75% of our salaries. It's possible

The commenter could be 10 years your junior.

I'm mid 30s, wife, kid on the way, and own a home in Sfba with reasonable commute.

It's not impossible nor is it misleading. I think, frankly, that what you're saying is misleading.

You're able to do that because you're obviously "unattached" or "young"... You live in an apartment with a roommate. That's probably fine when you're single/dating. It's not super appealing when you're a person with a spouse and kid(s)... Also, as one progresses in age, there is a desire to stop having 'roommates' and perhaps even consider owning something.

The cost goes up considerably within those parameters.

It's "easy" to save 40% of your income if you live like a college sophomore in a dorm. It's not when you have other responsibilities.

The racial diversity is huge if you're not white. There are parts of the US where I've walked into a Burger King and gotten cold stared by everyone in there.

Man, I find this comment annoying.