Just curious, have you considered therapy for your crash? I'm in a similar situation and am wondering if therapy could help.

Not really. I've taken up running and swimming instead and am happy pursuing these two disciplines as like the people I train with.

Even if the cycling anxiety is gone, the danger would still be there (and SV drivers are only getting more aggressive and hurried each year). I'm generally a risk averse person and I don't really miss cycling much, given my local road conditions.

That being said I have been told by friends that behavioral cognitive therapy can be a big help.

A cheaper option might be to cycle around the Netherlands on a holiday. But then you really won't want to cycle in the USA.