Re:Reported difficulties getting help on Equifax's phone lines
by mildavw on Wednesday September 13, 2017 @05:24PM
(#15242835)
Yeah, it bugs me too. What about letting "natural consequences" befall Equifax (or rather its customers)?
I take no action now. Scammer gets a $10k loan from BigBank using my info. I get the bill and report it as fraud. Write a few letters to clear it up (http://www.kalzumeus.com/2017/09/09/identity-theft-credit-re...). BigBank will be out $10k and is now motivated to figure out a better way to make loans.
Re:Reported difficulties getting help on Equifax's phone lines
by PaulHoule on Wednesday September 13, 2017 @08:42PM
(#15244054)
Maybe that big bank should decide not to get credit reports from Equifax and not to send them data. It would be a way to show that self-regulation works before the government forces their hand.
Re:Reported difficulties getting help on Equifax's phone lines
by cag_ii on Wednesday September 13, 2017 @06:51PM
(#15243476)
I believe Equifax dropped the credit freeze charge due to the backlash [0]. The other reporting agencies may still charge however.
[0] https://www.nytimes.com/2017/09/12/your-money/equifax-fee-wa...
Re:Reported difficulties getting help on Equifax's phone lines
by cr0sh on Wednesday September 13, 2017 @06:47PM
(#15243455)
It didn't cost me anything to do a freeze with equifax; but I have heard of others paying. I am wondering if they only do it for free on those affected by the "hack"?
For the others, I had to pay - Transunion and Experian - $5.00 each; ChexSystems and Innovis were free also.
I bet millions of Americans, who are suddenly aware of their vulnerability to credit fraud and learning about these options, are paying for requests and freezes.