I was also very surprised to buy a car with cash, only to have a credit check required. It's a real thing. And according to this article, not required, but dealerships are confused by the language of the law and insist on running a credit check, anyway.
Re:Equifax’s Maddening Unaccountability
by jjeaff on Monday September 11, 2017 @09:53PM
(#15224149)
I think they know better, but they use it as an excuse to run your credit thus giving them more information about you as a buyer and an opportunity to sell you on their credit products (which is what they make their money on anyway).
I was also very surprised to buy a car with cash, only to have a credit check required. It's a real thing. And according to this article, not required, but dealerships are confused by the language of the law and insist on running a credit check, anyway.