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A comment on Our entire credit bureau system is broken. Parent comment

Re:Our entire credit bureau system is broken by colejohnson66 on Sunday September 10, 2017 @11:07PM (#15215611)
Is that why when I was applying for financing while leasing a car, my score was a bit lower than what Credit Karma was showing me?
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Re:Our entire credit bureau system is broken by astura on Monday September 11, 2017 @09:03AM (#15218158)
Yes, different algorithms. Credit Karma shows you VantageScore 3 and car lenders usually use FICO 8.
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Re:Our entire credit bureau system is broken by selectodude on Sunday September 10, 2017 @11:39PM (#15215728)
Credit Karma is always about 20-40 points higher than your real score, in my experience.
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