Re:Identity Theft, Credit Reports, and You
by tptacek on Saturday September 09, 2017 @11:27AM
(#15207523)
I don't know if this is a late 201x thing, but over decades of having piss-poor credit and no funds with which to make advanced payments, I never once had a problem getting phone and Internet service. Renting cars? Yes. Needing to provide some extra documentation for landlords? Yes. Opening new checking accounts? Yes. Getting DSL or cable? Not once.
Re:Identity Theft, Credit Reports, and You
by sillysaurus3 on Saturday September 09, 2017 @11:39AM
(#15207577)
I was surprised too. It was for having zero credit rather than bad credit. Maybe it was just a corner case I fell into. It was in Petaluma CA in 2010 or so.
Re:Identity Theft, Credit Reports, and You
by mjcl on Saturday September 09, 2017 @02:56PM
(#15208590)
When I was moving into my first apartment in 2000, one of my planned roommates had the same problem. He had never had any sort of credit/debt account and the landlord wasn't able to actually pull a credit report.
That surprises me. I have relatives who have TERRIBLE credit. Reposessed cars, unemployed, a lifetime of poor financial decisions. They have had no trouble getting utilities or e.g. DirecTV service. They typically have to pay several months in advance as a "deposit" but they are not turned down flat.
Even "unknown risk" would be in the worst case approximately that. Doesn't seem to make sense.