Re:Why Germans pay cash for almost everything
by taway_1212 on Tuesday August 08, 2017 @12:13PM
(#14959322)
> A) there is a risk as everyone can create a stripe account and buy a charger. Personally I would never notice.
Personally, the convenience of: not having to wear a wallet at all (I just carry the card in my pocket) and not having to deal with coins, negotiate if I'm paying a big bill etc. is just amazing. Even if someone steals $10 from me once in a blue moon, it's well worth it.
Re:Why Germans pay cash for almost everything
by herbst on Tuesday August 08, 2017 @12:36PM
(#14959569)
For me it's a different world anyway. Currently I carry about $300 in 4 currencies, a debit card and a credit card. I travel a lot and without a stack like this I would have been stuck many times.
The credit card never really saved me. It really just is there to make life a little easier.
Re:Why Germans pay cash for almost everything
by alasdair_ on Tuesday August 08, 2017 @02:23PM
(#14960902)
I just got back from a four-country trip (3 currencies) and having a credit card was very useful for hotels and car rental places that want to "pre-authorize" charges (often 250 EUR or more).
When I tried using my debit card and they ended up taking the money and then refunding it over a week later.
Re:Why Germans pay cash for almost everything
by herbst on Tuesday August 08, 2017 @02:51PM
(#14961202)
Good point. I don't drive car but in western countries I basically had to pay the bikes worth as deposit because I didn't carry a credit card. Plus this was seen as super unusual (even having a this high euro amount on hand was seen as suspect)
A) there is a risk as everyone can create a stripe account and buy a charger. Personally I would never notice.
B) every transaction creates costs. Some visible (depit charging fee) some hidden (credit transaction fee)
C) At least in most of Europe it is far from widely supported, even thought it's growing for a while now. Except you stick to the most touristy places that is. In south east Asia I haven't seen it at all except in tourist focused places.