It isn't paranoia when the entire history of the "free market" demonstrates that... (not all, but a far to high proportion of) these entities pretty much will screw over everyone and everything they can, in exchange an extra buck or too -- unless very rigorously constrained from doing otherwise.

Or that is to say, "regulated".

THAT'S why there are so few issues in the heavily government controlled sectors of the economy, like health care, public education and drug policy. /s

There's plenty of issues, of course.

Which again, is why I referred to it as the "lesser of nightmares".