Yes, but these are kids lacking your additional 20 years of experience. Congrats on your ROI, Other people are just looking to get out of dead ends, thinking the better (or any) school will provide that. Unfortunately we'll see the for-profit schools negatively affect the overall. Even so, a 11% default rate across the board is nothing to sneeze at. [1] https://www.ed.gov/news/press-releases/national-student-loan...