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Re:US Household Debt Surpasses 2008 High by lz400 on Wednesday May 17, 2017 @08:48PM (#14364076)
I truly don't understand the USA sometimes. Don't you guys know that in Europe higher education is free? Well where I'm from there was a very low nominal cost but my father was a public servant so cost was waived, I literally studied CS for 0 cost. And these countries are able to afford it all! Magic!

I don't understand how people in USA are not aware of this and literally rioting in the streets. At the very least swing public opinion and voting. Don't even start talking about the we are americans we don't like taxes BS, you really think being a young adult with a 200K student loan and a $6K deductible for healthcare insurance is better than an extra ~5-10% of tax? It's truly mind boggling.

Re:US Household Debt Surpasses 2008 High by labster on Wednesday May 17, 2017 @09:22PM (#14364218)
We're too busy rioting in the streets over the collusion of our President with the Russian Federation to worry about rioting over billions in college debt.

The real answer to me is that a lot of people hear "free college for everyone", and decide that this doesn't make sense because there's no way they themselves could have succeeded in college. Extrapolate from that, and most people can't attend college. So if it's a program that only benefits the few, it's evil socialism, and it will just make the government bigger while me and my children get nothing out of it.

Now pretty much every step of that logic is faulty, but I believe it's what people mean when they say "we can't afford to send everyone to college for free". Where the reality is, we really can't afford not to send everyone for free in an information economy.

Re:US Household Debt Surpasses 2008 High by Teknoman117 on Wednesday May 17, 2017 @09:25PM (#14364230)
I don't understand why the cost of higher education has gone up so much. My grandparents paid for college via a job they only held in the summer and my parents paid for college working part time during the school year and full time in the summer - both of those jobs paying a little better than minimum wage. Yet I'm looking at 5 years of debt with a tech industry salary.

Having to paying for higher education wouldn't even be such a problem if it still cost what it did when my parents attended.

Although, maybe this whole thing is that the military budget has gone up by 80% since my grandparents attended college and education spending by the federal government has gone down 10 times. Also with the fact that there are five times as many Americans attending college than when my grandparents did, I definitely agree it's time we sat down as a nation and discussed whether we as a nation should pay for our children to be educated to the level necessary to excel in the modern economy.

I don't think the tax hike would even be that extreme. The reason tuition is what it costs right now is that it pays for the people who are getting free rides for various reasons. We got a letter from University of California once that among other things stated that only about 40% of tuition for someone who is paying to attend actually goes to education that student, the other 60% goes to paying for people the UC gave grants and scholarships to. [Warning - Napkin Math] If it actually cost something like $10k per year per american college student, of which there are 20.5 million students attending both public and private universities, we would need something like an addition $210 billion in tax revenue per year, or an addition 6.4% revenue. So your 25% federal tax bracket would turn into 26.6%. That's not all that much when you think about it. Or, the government renegotiates their military contracts to stop being price-gouged in order lower the defense budget. Then use the savings to help fund education...

Re:US Household Debt Surpasses 2008 High by ams6110 on Wednesday May 17, 2017 @11:15PM (#14364591)
Basically, the easy availability of student loans put inflationary pressure on tuition prices.

This fueled significant administrative bloat (compare the administrative org chart of your school to the one your parents or grandparents attended) and massive spending on new facilities, which locked in the need for the higher tuition rates.

Re:US Household Debt Surpasses 2008 High by jellicle on Wednesday May 17, 2017 @11:22PM (#14364619)
Universities are doing price discrimination. They want to charge rich kids a lot, middle class kids something, and poor kids nothing. That requires a high sticker price for the tuition, plus discounts.

It's hardly a perfect system but the basic idea is not unreasonable. And remember, if one pumps money into the system from the government side (which, IMHO, should happen) the counterintuitive result is that rich kids are likely to be the first ones to benefit.

Re:US Household Debt Surpasses 2008 High by thatwebdude on Thursday May 18, 2017 @10:49AM (#14367667)
Possibly, but talent-based scholarships (supposedly) are not discriminative.
Re:US Household Debt Surpasses 2008 High by djrogers on Wednesday May 17, 2017 @11:08PM (#14364568)
It's gone up because of one reason- unlimited student loans being available. As long as the money is available, schools will pay administrators more, Filled newer buildings, and charge their students more.
Re:US Household Debt Surpasses 2008 High by thatwebdude on Thursday May 18, 2017 @10:48AM (#14367655)
> Yet I'm looking at 5 years of debt with a tech industry salary.

And that's a pretty optimistic observable.

Re:US Household Debt Surpasses 2008 High by axaxs on Wednesday May 17, 2017 @09:17PM (#14364199)
I understand your sentiment, but realize even if we wanted to, swinging anything to government subsidy would tax us to death. Our healthcare AND university prices are ridiculous by any standards. You can't switch that to government controlled overnight. Where do you even start? Prices HAVE to come way down before the conversation happens, and those profiting ensure those conversations never happen.

To put another way, let's take a doctor. He can make a huge salary, but also has a huge student loan debt to pay off (potentially high 6 figure). You can't just slash their salaries and stick them with that education bill. And you can't slash education prices as long as they're more or less private. These two go hand in hand and are going to continue to plague us in costs.

Re:US Household Debt Surpasses 2008 High by lz400 on Wednesday May 17, 2017 @09:31PM (#14364251)
Certainly not overnight but you can start somewhere. Look, it works in most of the first world. Many comments are trying so hard to convince us that "in America is different" from their armchairs. It's like people try to convince themselves it's impossible. I truly think both for education and healthcare (both a disaster in the world's first economy vs the rest of the first world) if because those systems in the US are for-profit. These are examples of things that should be government run. How do you get there? Well, I won't say it's not hard especially with how politics are nowadays. But it has to be possible.
Re:US Household Debt Surpasses 2008 High by axaxs on Wednesday May 17, 2017 @09:57PM (#14364334)
Your last couple sentences sum it up nicely. Anything is possible, but not in our political climate. The two sides think of each other as mentally ill, and are to the point of violence. I hope it calms down, but in my lifetime it's only gotten worse. That needs to be fixed before we can get anything good for the nation done.
Re:US Household Debt Surpasses 2008 High by prawn on Wednesday May 17, 2017 @11:01PM (#14364544)
What incentive is there for a politician to do the right thing on the whole? They need a broad professional support base (party) to succeed in the American voting system, which means they toe the line or go nowhere. And there are lobbyists (at best) pressuring or forcing their hand on decisions where so much money is at stake (private prisons, healthcare, education, etc).

You could say that a real character or charismatic leader may emerge from outside the political system and slowly convince people to change things, but the US just got the former and I don't know that it's working very well.

Brings to mind this recent story about Dwayne Johnson as a potential candidate: http://www.gq.com/story/dwayne-johnson-for-president-cover

Re:US Household Debt Surpasses 2008 High by axaxs on Wednesday May 17, 2017 @11:48PM (#14364682)
Wow, thanks for sharing that link...I was enthralled. What a fascinating person...time shall tell what life has in store.
Re:US Household Debt Surpasses 2008 High by aedron on Thursday May 18, 2017 @06:52AM (#14366192)
Agreed, that is a great article. Interesting and really well-written.
Re:US Household Debt Surpasses 2008 High by lz400 on Wednesday May 17, 2017 @10:09PM (#14364373)
The best starting point is for people to agree that student loans are way past stupid at this point and a solution is needed and other countries seem to be doing well with gov run education. If everyone thought like that, things would probably follow. Politics are reactive, not proactive.
Re:US Household Debt Surpasses 2008 High by smileysteve on Thursday May 18, 2017 @01:34AM (#14365022)
> Don't you guys know that in Europe higher education is free

In SOME countries in europe, higher education is free. I've met plenty of Brits with student loans. They're still in Europe (and the eu for now)

Re:US Household Debt Surpasses 2008 High by k-mcgrady on Thursday May 18, 2017 @04:15AM (#14365622)
We have to pay in the UK, however everyone gets 'free' student loans to cover it. They cover tuition (£9k per year) and you have the choice of a 'maintenance loan' (basically to cover living costs) of £3-12k depending on whether you live in London or not. I think interest matches inflation, it is paid back via a tax straight out of your pay check but not until you are earning more than £25k per year. Also worth noting that tuition fees used to be about 1/3 what they are now but were raised around 2010. One of the talking points in the current election is how the opposition wants to get rid of them entirely.
Re:US Household Debt Surpasses 2008 High by blacktulip on Thursday May 18, 2017 @05:43AM (#14365942)
The threshold is £21K. You repay 9% of anything above that. After 30 years the debt is written off no matter what.
Re:US Household Debt Surpasses 2008 High by tonyedgecombe on Thursday May 18, 2017 @08:48AM (#14366733)
I think the interest rate is currently RPI + 3%.
Re:US Household Debt Surpasses 2008 High by e40 on Thursday May 18, 2017 @09:29AM (#14366998)
I'm in the US and I understand perfectly: we have been manipulated for decades to be anti-intellectual, distrust the government and think taxation is theft. The result is Donald J Trump. Cutting off your nose to spite your face. Complete idiocy.
Re:US Household Debt Surpasses 2008 High by mcguire on Wednesday May 17, 2017 @10:04PM (#14364353)
Out of curiosity, what are the requirements for getting into a university there?

http://www.businessinsider.com/how-do-european-countries-aff...

"For all countries, with the exception of Finland, the US has a much higher percentage of students who have enrolled in post-high school education."

Re:US Household Debt Surpasses 2008 High by ams6110 on Wednesday May 17, 2017 @11:17PM (#14364599)
Thanks to easily available student loans -- you can be sure that "educational" institutions will spring up ready and willing to accept any "student"
Re:US Household Debt Surpasses 2008 High by majewsky on Thursday May 18, 2017 @06:13AM (#14366038)
I can't speak for Finland, but here in Germany, you need Hochschulreife (university entrance qualification) to attend a university. There are two basic ways to get there, depending on which type of secondary schooling you attended.

After typically attending primary school for four years [1] (age 6-10 or 7-11), there are three basic types of secondary schools:

- The Hauptschule (general school) is five years long (for a total of nine years). This level of education traditionally [1] prepares for vocational training in the crafts, e.g. in construction or as a barber and so on. As far as I know, there is no way to get to university from here.

- The Realschule (real school) is six years long (for a total of ten years). This level of education is traditionally [1] required for office staff. From this point, you can get to the Allgemeine Hochschulreife by completing vocational education in a profession of your choosing (typically 3 years), then attending school again for 1-2 years, which gives you the Fachhochschulreife (entrance qualification for universities of applied sciences).

This is how my brothers got their degrees: They both went through Realschule, completed vocational training (one as a road builder, the other as a gauger), then got the Fachhochschulreife, applied to a university of applied sciences, and completed a 4-year curriculum to become certified civil engineers.

- The Gymnasium is eight or nine years long (for a total of 12-13 years). Successful completion gives you the Allgemeine Hochschulreife (general university entrance qualification) which allows you to enroll at any university in Germany.

This is how I did it. The only barrier that might exist is a Numerus Clausus: If courses are in higher demand than what universities can muster, they can restrict entry to students with a grade higher than a certain threshold. (The grade is the one on the entrance qualification.)

In my case (I studied physics and computer science in Dresden), this didn't apply: All I had to do was to fill out a form with my name, address and desired major and hand it in before a certain deadline. Also, there is a small tuition fee of around 250 euros per semester. Of this, about 180 euros pay for my subsidized public transit ticket. About 60 euros go to the Studentenwerk (student services), which operates the university's canteens and offers counseling. The remaining change goes to the student's council.

[1] The fine print for all of these descriptions: The education system is in constant upheaval in Germany. Every politician or focus group has their own opinion on how the system should be. Therefore, there's not just 3 forms of secondary school. More like 30 or 40 (over all 16 member states of the Federal Republic of Germany). Secondly, there's a similar trend in Germany than in the US or elsewhere to put less and less value on the shorter tiers of secondary school. More and more roles that used to be Realschule plus vocational education now require a degree. And more and more vocational trainings that used to require Hauptschule now require Realschule. Whereas, a few decades ago, maybe 10% of pupils attended Gymnasium (and went on to university), nowadays it's more like 50-60%.

Re:US Household Debt Surpasses 2008 High by icanibo on Thursday May 18, 2017 @09:59AM (#14367236)
This would never fly in the US. Determining career paths based on exams at ~age 10 based on exam scores would almost certainly result in a disparity between inner-city kids and their pre-school educated, suburban counterparts. People would not tolerate the likely racial inequality in outcomes.
Re:US Household Debt Surpasses 2008 High by majewsky on Thursday May 18, 2017 @10:10AM (#14367319)
There is a limited level of mobility between different types of secondary school, but yeah, it's mostly determined at ages 10-12. (Some states have moved the 5th and 6th grade from secondary to primary school to push that decision to an older age.) Plenty of parents are helicoptering their kids these days to ensure that they end up at the right secondary school.
Re:US Household Debt Surpasses 2008 High by pascalxus on Thursday May 18, 2017 @01:06PM (#14368955)
The taxes in the US are very very high. Currently the Fed/state/local govs spend almost 1 in every 3 dollars of GDP. So, if you live in an urban area where things are more expensive, indirectly, almost half your paycheck ends up spent by the govt.

More degrees inflating the job market, isn't going to increase productivity or magically make more jobs. And since there's already an oversupply of candidates, even more candidates won't make it much better.

If you want to see what more degrees does to a country, take a quick look at China. There, the glut of degree holding candidates is so great, that migratory workers get paid more than college graduates!

Re:US Household Debt Surpasses 2008 High by muninn_ on Wednesday May 17, 2017 @09:15PM (#14364186)
What is really mind-boggling is your comment. First, education is not, in any way, shape or form, free. You pay for it in taxes. Period. This isn't a pro/anti tax argument, but it's necessary to say.

Second, you can also study CS for free in the United States or at a heavy scholarship. Large state schools subsidize a lot of engineers in their educational pursuit so long as you achieve good grades, or score well on entrance exams.

The primary issue we're facing is that we, as a society, decided that in order to obtain an ok-paying job you must attend a university, even when the skills for the job have nothing to do with your education aside from genera knowledge increase. Because of this fact, and the large number of students seeking entrance to university (to get a job) we find that we have far too many students who want to attend college who should not be attending college and they get funneled into degree programs that, while valuable, are not valuable for work. The students that have exceptional need, or exceptional skill, are almost always given a full tuition scholarship so long as they make good grades.

Furthermore, by any measure that matters, the universities in the United States are the best in the world, bar none. So the competition to attend, places further pressure on those seeking degrees that do not immediately translate into a high paying job. We've made a mistake, as a society, by emphasizing "go to college" over "go to trade school".

The rest of your tax argument is based on not much. Paying high taxes is not indicative of anything. In many cases (in my opinion) government does a great job with services. Areas like healthcare are a prime candidate for government take over, but university education is a far more complicated situation. As somebody else mentioned, most student loans are for under $20,000. And a $6,000 deductible? Idk. I have a great healthcare plan where I don't pay much out of pocket.

There is a good podcast about the cost of healthcare but I can't recal the name. But basically, the US spends far more than any country whether you consider it as a nationalized system or a free market system. It's far more complicated than a simple "pay $5,000 more in taxes" argument.

Re:US Household Debt Surpasses 2008 High by Daishiman on Wednesday May 17, 2017 @11:19PM (#14364610)
> Furthermore, by any measure that matters, the universities in the United States are the best in the world, bar none. So the competition to attend, places further pressure on those seeking degrees that do not immediately translate into a high paying job. We've made a mistake, as a society, by emphasizing "go to college" over "go to trade school".

Maybe a very tiny minority of the top schools, but in my experience as a CS graduate from another country, I have not really found the skills taught to graduates outside of the small circle of Ivy Leagues and top-tier unis to be anything particuarly extraordinary.

Grade inflation and the American bias of universities as research institutions where quality is measured by the number of papers and impact factor does not favor other educational systems where most of the research is done in specialized institutions where undergrads are not being taught.

When you get to make up the rankings, it's generally no surprise that the rankings favor you.

Re:US Household Debt Surpasses 2008 High by WillPostForFood on Thursday May 18, 2017 @03:51AM (#14365521)
~40% of the top 100 schools are in the US, as ranked by a non US entity.

https://www.timeshighereducation.com/world-university-rankin...

Re:US Household Debt Surpasses 2008 High by NLips on Thursday May 18, 2017 @08:55AM (#14366771)
38 are in western Europe, which has a similar population to the US. And many of those universities are much less open to foreign students (due to language barriers, not necessarily selection).
Re:US Household Debt Surpasses 2008 High by AndrewUnmuted on Wednesday May 17, 2017 @11:00PM (#14364540)
The podcast you're thinking of may be Dan Carlin's Common Sense, he recently did an episode on USA health care, where he touches on precisely the same points you mention.
Re:US Household Debt Surpasses 2008 High by muninn_ on Thursday May 18, 2017 @09:05AM (#14366834)
Yes that was it. I can't vouch for the accuracy of his claims, but it was interesting to hear his discussion on the topic.
Re:US Household Debt Surpasses 2008 High by andrestan on Wednesday May 17, 2017 @09:23PM (#14364222)
This is a gross oversimplification of a much more complicated issue. Even if this was all affordable, it doesn't take into account any second order effects.

For example, European GDP per capita is typically ~75% that of the US GDP per capita. Have you ever considered the possibility that the tax regimes of European economies might be a contributing factor to this?

Or have you considered what differences in attendance look like? For example the US has significantly higher than OECD average for tertiary education achievement (https://data.oecd.org/eduatt/population-with-tertiary-educat...) Now, imagine what our achievement would look like without any cost for the education. Further, consider this doesn't take into account graduation rates. It may very well be the case that US graduation rates are lower than European rates implying even larger costs in the US.

What about the effects of such policies on quality? The US is typically seen as having excellent higher education quality. Would a regime under which higher education becomes free require wage freezes for professors? Increases in class size? Decreases in extra-curricular support?

What about the many Euro countries that offer free higher education but to a much smaller sample of the population by making it extremely restrictive (i.e. Germany)?

What's mind boggling is that anyone could ignore the massive tradeoffs of such a widespread and costly project as free higher education in the US and simply refer to it as "magic".

Re:US Household Debt Surpasses 2008 High by thatfrenchguy on Wednesday May 17, 2017 @10:11PM (#14364383)
France offers admission to most normal universities without any exam or grade evaluating and a 300€ tuition per year.
Re:US Household Debt Surpasses 2008 High by andrestan on Wednesday May 17, 2017 @10:45PM (#14364489)
Re:US Household Debt Surpasses 2008 High by thatwebdude on Thursday May 18, 2017 @10:47AM (#14367644)
I truly understand your argument, but I'm becoming more under the impression that degreed education isn't necessary to nearly as many people as we think it is.
Re:US Household Debt Surpasses 2008 High by hourislate on Thursday May 18, 2017 @12:45AM (#14364866)
The reason school is so expensive is because of the sports programs. You have football coaches that are earning 3 million a year. You will have 100's of millions invested in football stadiums, basket ball, baseball, and all the supporting infrastructure.

People wonder why they have to pay so much for tuition and extra fees. Somewhere along the line sports became more important than academia and drove the cost of a 4 year degree from a 15k to 100k.

http://www.huffingtonpost.com/dr-philip-l-yeagle/may-you-get...

Re:US Household Debt Surpasses 2008 High by doyoulikeworms on Thursday May 18, 2017 @12:50AM (#14364883)
Don't these sports programs also bring in money though?
Re:US Household Debt Surpasses 2008 High by lr4444lr on Wednesday May 17, 2017 @09:23PM (#14364223)
Free for everybody, regardless of ability, who wants it, and in any course of study?
Re:US Household Debt Surpasses 2008 High by lz400 on Wednesday May 17, 2017 @09:41PM (#14364286)
When I studied you had to pass an exam. Certain subjects had a very high bar. For example civil engineering. Can't get it without top grades and top results in the exam. Apart from that, some degrees had very low acceptance scores and many people tended to study some humanities or economics degree that largely won't use afterwards, just for the social pressure of being an uni graduate. It's arguably how much you want to subsidize these people and how good that is for society, I'd agree trade schools and other paths should be encouraged and there's too much silly status attached to an uni degree. Still, overall, the system works in pretty much every first world country.
Re:US Household Debt Surpasses 2008 High by mcguire on Wednesday May 17, 2017 @10:13PM (#14364392)
"When I studied you had to pass an exam. Certain subjects had a very high bar. For example civil engineering. Can't get it without top grades and top results in the exam."

That would be the other side of the coin: if you do poorly on the exam or have poor grades, your choices are limited, no?

The upside of the American system is that anyone can get higher education. The downside is that many of the schools are tuition mills.

Re:US Household Debt Surpasses 2008 High by lz400 on Wednesday May 17, 2017 @10:24PM (#14364430)
The most prestigious schools in the most difficult degrees might be difficult if you are a crappy student. That's probably for the best. If the US can you study in one of those "tuition mill" schools and become a doctor or an aviation engineer and work in your field?
Re:US Household Debt Surpasses 2008 High by mcguire on Thursday May 18, 2017 @10:04AM (#14367272)
Yes, although there are some limitations there: medicine has a high barrier to entry and engineering requires an accredited degree and certification. Most of the tuition mill students get "information technology" or similar degrees that lack strong professional organizations.
Re:US Household Debt Surpasses 2008 High by lr4444lr on Wednesday May 17, 2017 @09:50PM (#14364315)
All of which are worthy considerations in making a judgment on the "better" system. I was just making an important qualification: the U.S. system has wider opportunities for pretty much anyone to attend somewhere and study anything. Now I will be the first to say that the sheer numbers attending universities in the U.S. beggar belief that they many or all of the increased enrollment allow the schools to maintain the same standards. But the point remains that our access may in fact be better than in "free" European countries.
Re:US Household Debt Surpasses 2008 High by lz400 on Wednesday May 17, 2017 @10:21PM (#14364420)
I don't think that's true. Can anyone become a doctor? Where I studied as long as you passed the entrance bar, you can. In big cities there are usually several public universities, some more prestigious perhaps, with a low score you can probably get into the less prestigious ones but you can be a doctor at close to 0 cost. I don't think you can become a doctor in the US without incurring serious debt for example?
Re:US Household Debt Surpasses 2008 High by lr4444lr on Thursday May 18, 2017 @05:49AM (#14365963)
I admit that's a bit of a special case because the AMA restricts accreditation. I would note that schools in the Caribbean have arisen to fill that need - they are notorious for taking students who performed low on the MCAT. I believe the higher debt these students take on is commensurate with physician salaries here are in most cases much higher than in Europe.
Re:US Household Debt Surpasses 2008 High by lz400 on Thursday May 18, 2017 @06:45AM (#14366161)
Ok so we are talking about colleges that are so bad they don't let you get accreditation for important professions. Not sure if it's what I'm thinking about, but are those the "community colleges", liberal arts universities and stuff like that? In any case you can't study "what you want". You can't become a doctor and I'd guess not an aviation engineer, architect, etc. and expect employment in your field right? Not without going to a "proper" school on debt. That doesn't happen in Europe. There you can get into all those degrees on ~0 cost. For some you need some academic record but I'd argue that's a good thing. A very bad student is never going to finish medicine anyway.
Re:US Household Debt Surpasses 2008 High by Amezarak on Thursday May 18, 2017 @12:22PM (#14368534)
No, medical school is a whole different ballgame. The AMA limits the number of medical students per year and tightly controls the system.

For almost all professions, you can work in that profession after getting a degree from any accredited institution (or often even an unaccredited institution.) Almost all schools are accredited. Virtually every (probably every) public university is accredited and they usually have very low admittance requirements, low costs, and generous scholarships. In many (most?) states, high test scores or a good high school GPA get you a free ride to an in-state public university.

Community college is a good way to get the first two years of a four year degree, or for an Associate's degree that, depending on your field, may be sufficient. They generally also have vocational programs.

You could most certainly become an aviation engineer, architect, etc. by going to almost any school.

The debt story is vastly overblown in the US - it's a serious problem, but mostly among middle-class to upper-middle class families who allow their kids to select the most prestigious and expensive schools, regardless of their academic qualifications, chosen major, or ability to pay. Even in 2017 you can easily get a four-year degree from a good accredited institution and graduate debt free, even if you're not an academic superstar.

Re:US Household Debt Surpasses 2008 High by malandrew on Wednesday May 17, 2017 @09:02PM (#14364121)
> Don't you guys know that in Europe higher education is free?

Nothing is free. Someone is paying for it.

Re:US Household Debt Surpasses 2008 High by lz400 on Wednesday May 17, 2017 @09:10PM (#14364160)
Yes, the state via taxes, where incentives are (or at least have a possibility to be aligned with) quality, equality and cost efficiency, not profit.
Re:US Household Debt Surpasses 2008 High by WillPostForFood on Thursday May 18, 2017 @03:43AM (#14365500)
You didn't pay for it, but it wasn't free. Everyone else paid for you.
Re:US Household Debt Surpasses 2008 High by onion2k on Thursday May 18, 2017 @04:15AM (#14365620)
And as everyone benefits from a better educated society that's how it should be.
Re:US Household Debt Surpasses 2008 High by WillPostForFood on Thursday May 18, 2017 @04:33AM (#14365686)
That doesn't make it free. It does mean the poor, the hardworking, non-college educated working class pay for the more wealthy, more educated kids to go to college for free, while their own kids get to sit another generation out.
Re:US Household Debt Surpasses 2008 High by onion2k on Thursday May 18, 2017 @04:51AM (#14365749)
Everyone pays a little more so that everyone's children can go to college for free. Saying it's poor people paying for rich people is complete nonsense. And as it is, wealthy people's children will go to college regardless of how it's funded; everyone paying through taxation is essentially the only mechanism that enables poor people's children get access to higher education. That means it's better than all the alternatives.
Re:US Household Debt Surpasses 2008 High by WillPostForFood on Thursday May 18, 2017 @05:35AM (#14365916)
There is no country where everyone's children actually do go to college. The US already has one of the highest rates of college attainment at 50%. Which 50% do you think sends more of its kids to college, the top 50, or the bottom 50? The problem with the bottom 50 isn't that they can't afford college, it is that they've already been failed by the educational system, legal system, their parents, etc. The problem there is vastly deeper than "Free college".

You are basically advocating the most regressive tax in history. That money would be vastly better served by sending it to inner city elementary schools than dangling in front of a huge group of people who will never be able to use it.

Re:US Household Debt Surpasses 2008 High by onion2k on Thursday May 18, 2017 @05:51AM (#14365970)
Sucks for the hairdresser that has to subsidize my kids (And my mortgage).

The fallacy you're falling for is that you think that a person's tax bill is going to change depending on what the government spends money on. If the government doesn't spend on education then a hairdresser doesn't get to pay less tax; that money is saved to used to cut taxes for the wealthy, or to give giant corporations a break, or to buy even fancier bombs from billion dollar arms companies. Ordinary people aren't affected.

Given the choice between giving corporations an amnesty on reshoring the billions in cash they have in offshore accounts or paying for kids to go to college for free, I think the better option is education.

Re:US Household Debt Surpasses 2008 High by WillPostForFood on Thursday May 18, 2017 @06:13AM (#14366033)
you think that a person's tax bill

No, I never said that, I said there are better ways to spend the money. In 2015 in East Palo Alto, they had to close an elementary school for two weeks because they had no heat. How much do you think those kids benefit from a promise of free college versus a safe, clean, heated, well staffed elementary school?

Given the choice between giving corporations an amnesty on reshoring the billions in cash they have in offshore accounts or paying for kids to go to college for free, I think the better option is education.

Talk about fallacies, there is a false dilemma wrapped in a straw man for you, but let's go with it. No one is offering that choice, but if they were, you should probably be for it because the reshored money could be used for education, though hopefully spent wisely, not on free college. With an amnesty, at least the govt. gets some money to spend. It doesn't help pay for free college to do nothing.

Re:US Household Debt Surpasses 2008 High by tobltobs on Thursday May 18, 2017 @07:27AM (#14366364)
> while their own kids get to sit another generation out.

I don't understand that part. In the EU poorer kids have better chances to change their situation due to easier access to higher education.

Re:US Household Debt Surpasses 2008 High by lz400 on Thursday May 18, 2017 @04:46AM (#14365729)
In theory the poor (should) pay less taxes. In practice, I'm telling you, in Europe taxes pay for free education and social equality is higher than in the US and access to education (and healthcare) much better.
Re:US Household Debt Surpasses 2008 High by WillPostForFood on Thursday May 18, 2017 @05:41AM (#14365939)
Like the US, in Europe most of the poor don't go to college. While they pay less taxes, they do pay taxes, and that money pays for the upper class to get their education (not free, paid for by everyone else).

The root of the social equality issues in the US are vastly far removed from "free college". It's the exact opposite - we need fewer marginal colleges, fewer for profit colleges, fewer marginal graduates, fewer drop outs, and more job training.

If the US could take one lesson from European education, it would be a good system of tracking students into job training in high school.

Re:US Household Debt Surpasses 2008 High by lz400 on Thursday May 18, 2017 @06:27AM (#14366092)
Depends on how you define poor but in Europe lower class families with no studies sending their children to become doctors or engineers is commonplace (without grants, students that are not super high achievers). In USA as far as I can see this is not true those families can't afford the cost and debt and even if the student could ends up with a huge debt for a large part of his life with no assistance and a worse social net. This is absolutely not the case in Europe. We are talking about people who want to get into college and can't afford it. Happens a lot more in the US.