Really the main difference is that someone without money and follow through would've just sat in traffic and complained.
Yes, of course, now that he has money, connections, and a powerful reputation, that makes it easier for him to do things. But he created the money, connections, and power by being able to do things even when he had none of them.
And in general - entrepreneur "origin" stories are often bullshit - useful to get go PR, that's it.
You might want to look at them closer. Hyperloop and ET3 are very different from a technical perspective, even though they're superficially similar.
ET3 tubes need 1/1,000,000th of an atmosphere to mitigate the sonic boom, and that makes the pumping requirements exceedingly hard (requiring multi-stage pumping with turbo- and cryo-pumps). That also means ET3 has a higher top speed, assuming you can secure the right-of-way to satisfy the minimum curve radius.
Hyperloop tubes use 1/1,000th of an atmosphere, chosen because it's the lowest pressure achievable with purely mechanical pumping. They then route air around the pod, allowing them to approach the speed of sound despite the fact that air has to speed up as it squeezes around the pod (aka the https://en.wikipedia.org/wiki/Kantrowitz_Limit).
So ET3's pumps see basically the same differential pressure, but 1,000x more volume needs to be pumped per m^3 of air that leaks in. This means the Hyperloop requires less pumping power, fewer pump units, uses only cheap mechanical pumps, and can tolerate more air leakage than ET3. This is a big win, since the tube is the expensive part.
Actually, the story is that Musk made it up on a whim while stuck in L.A. traffic, founded the company the same day and bought a used drilling rig which started digging in the Tesla parking lot.