Hey Brian, I'm glad to hear that you guys are still at it! Your original vision is exactly what I wanted. We got an account for our small business because paying contractors with a monthly cron job that initiates an ACH transfer is exactly the kind of nerdy thing we want to do. We're using it, and waiting for the API to come along.

I hope you guys succeed! Not many startup founders look at the tangled mess of regulations that is the financial sector and think, "now that's where I want to be!"