Similar situation here. I'm a 20-something with a Bachelors in MIS. I make $80,000 in the Dallas area, and consider myself stable.

I also took out a sizable chunk of student loan debt for my degree, and have paid it off already, so now I'm debt-free and employed. Nearly every one of my friends and peers are in a similar boat. No apocalypse here, yet.

I also grew up in a non-nuclear family with a single mother and 2 siblings.