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A comment on Want a Loan in China? Keep Your Phone Charged. Parent comment

Re:Want a Loan in China? Keep Your Phone Charged by velodrome on Monday April 17, 2017 @11:37AM (#14131674)
> Technically someone can have complete ability to pay back their credit card debt, yet they might miss a credit card payment (like I did last year because I was out of the country due to a personal reason), yet that is counted against me.

I am not sure if you have this capability but have you tried auto-paying the minimum balance?

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