In Canada anyways, a combination of 10+ years of zero interest rates, culture, and who knows what else has resulted in a housing bubble such that even if you have a fantastic job, in many cities you're not going to be able to buy a house, ever.

And now, because any policy change (normalizing interest rates for example) that might affect these precious lottery winners is a non-starter. Meanwhile, this bubble is well underway bleeding into the rental market. So it is literally government policy to create a society of have and have nots.