Doubtless you're part of a fairly large demographic... that's part of the problem which has no easy solution.

Have an upvote. But also try to understand why many people are uncomfortable with the idea that even modest transactions can be monitored by governmental agencies. In practice, there are always ways to work outside the system of course. But to the degree these become real exceptions they become that much more suspicious as a result.

Error in conciseness! I can empathise completely and do understand the reasoning of the opinion of a large number of people who do not want a third party being privy to every transaction. I was attempting to convey that there are likely many people on both sides of the debate, should have expanded a bit more!