absolutely. i've had "build a better credit bureau" on my ideas list for a couple years now. it's a multi-billion dollar industry that could be waaaay more consumer-friendly.

It is consumer friendly.

Credit bureaus are designed to protect lenders, not lendees.

lenders are customers, not consumers. but lendees are customers in teh same way facebook's users are customers.

experian and transunion build a business off the backs of consumer data. consumers are reliant on their records, but generally have to pay to get access to them, even to correct a report.

like i said - it's a big, staid, slow-changing opaque industry. looking at it through the right lens makes for a big opportunity.

>lenders are customers, not consumers.

I think you need to re-read that, then explain the difference.

A "consumer" is not a class of person, it is the act of being a customer.