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Re:'Shimmers' are the newest tool for stealing credit card info by Symbiote on Sunday January 29, 2017 @09:19AM (#13514203)
Some European banks implement that second factor, although most commonly using an SMS or phone call.

Mine only does it when the transaction is large, or unusual. I get a call asking me to confirm the transaction. Maybe they ask some other information, I can't remember.

Re:'Shimmers' are the newest tool for stealing credit card info by aianus on Sunday January 29, 2017 @11:10AM (#13514760)
That sounds awful, how would I use my card when I'm traveling abroad if it's trying to send SMS's to my home SIM card?
Re:'Shimmers' are the newest tool for stealing credit card info by Symbiote on Sunday January 29, 2017 @04:20PM (#13516740)
I've only had it happen for over-the-phone purchases, and when using a debit card to transfer about £5000 via TransferWise.

I haven't been to the USA for a while, and most other countries have a working (not new) Chip+PIN system, but I assume magstripe transactions would be considered higher risk too.

Re:'Shimmers' are the newest tool for stealing credit card info by sangnoir on Sunday January 29, 2017 @02:27PM (#13516049)
It's been easy for me - I call my bank ahead of time and tell them where I'll be going,the duration of my stay and my number while I'm there. They usually ask for a backup number just in case I'm not reachable.
Re:'Shimmers' are the newest tool for stealing credit card info by aianus on Sunday January 29, 2017 @04:05PM (#13516644)
How do you know your number while you're there before you get there and buy a local SIM?