Reason I'm asking is I got hung up the other day on passing a String to a function that accepted &str which someone explained to me Strings dereference to &str but I think I just ended up more confused.

This is briefly addressed in the FAQs:

"What is the difference between passing by value, consuming, moving, and transferring ownership?

These are different terms for the same thing. In all cases, it means the value has been moved to another owner, and moved out of the possession of the original owner, who can no longer use it. If a type implements the Copy trait, the original owner’s value won’t be invalidated, and can still be used."

https://www.rust-lang.org/en-US/faq.html#what-is-the-differe...

There are more details in the chapter on the stack and the heap from the book (https://doc.rust-lang.org/book/the-stack-and-the-heap.html)...

"The stack is very fast, and is where memory is allocated in Rust by default."

"What do other languages do?

Most languages with a garbage collector heap-allocate by default. This means that every value is boxed. There are a number of reasons why this is done, but they’re out of scope for this tutorial. There are some possible optimizations that don’t make it true 100% of the time, too. Rather than relying on the stack and Drop to clean up memory, the garbage collector deals with the heap instead."

So unless your data structure is boxed, it's allocated on the stack and passed by value and different ownership effects apply as well.

> I got hung up the other day on passing a String to a function that accepted &str which someone explained to me Strings dereference to &str but I think I just ended up more confused.

String literals de-sugar to &str. E.g.,

  fn borrow_str(s: &str) {}

  borrow_str("foo");         // This works
  borrow_str(String::new())  // this doesn't work

  fn take_str(s: String) {}

  take_str("foo")            // Doesn't work
  take_str(String::new())    // works
  take_str("foo".to_owned()) // works

&String will coerce to &str thanks to Deref coercions.