When you're undergoing short-notice heart surgery (trust me), it's very easy to rack up out-of-network costs fast.
Re:Affordable Care
by smileysteve on Sunday January 15, 2017 @09:20AM
(#13404068)
All emergency services are considered in-network billing though?
Emergency services can't have higher copays or coinsurance for in-network vs out-of-network.
But the out-of-network deductible can still apply, as far as I can tell. So can the out-of-network out-of-pocket maximum.
Eliminating networks is certainly something the US should do if it wants to do more than pretend that people have good access to healthcare.