Re:Affordable Care
by leshow on Friday January 13, 2017 @01:34PM
(#13393273)
I'm not American so forgive my ignorance, but is that the amount you pay monthly?
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Yes. When I was working on a contract, my income put me out of the subsidies range. I would have had to pay $780 for the cheapest plan per month. Essentially a mortgage. Actually $130 more than my current mortgage.
Jesus, no wonder so many people don't have coverage. I have never had to pay anything, even benefits are largely covered by my employer. I think I pay 15 bucks a month for a family plan on vision/dental/eye/drugs/physio etc.
Re:Affordable Care
by angry-hacker on Friday January 13, 2017 @04:08PM
(#13394722)
It's called taxes you pay, assuming your a fellow European. I pay 33% of my income to Healthcare so these rates you Americans say you pay are really small, you're just spoiled :)
We pay those taxes too. Our per-capita government expenditure on health care is higher than many developed countries with single-payer systems. Our government then spends this vast amount of money to provide care for a fraction of us.
My wife and I have a 90/10 low deductible plan with 90% of premiums employer-covered. It costs us ~$220 per month in premiums so total plan cost is over $2k per month plus our out-of-pocket monthly expenses are usually $150-200 in co-pays and prescription costs. So over $25k a year on healthcare alone.
I was born and raised in a single payer country where healthcare is free (or close to it) and we are seriously considering a move back there. If we lose our jobs here in the US we would be screwed due to my wife's ongoing mental health needs.
Re:Affordable Care
by attaboyjon on Friday January 13, 2017 @03:43PM
(#13394512)
I have a family of six, 2 adults and 4 kids. I pay $1400 per month for a plan with a deductible high enough that I will pay for all of my expenses.