whoa.

what about the person whose spouse died last year, and whose house burned down over Christmas?

^^ she's a 1st order connection, but not my tenant.

how about the aunt who's got +2 mouths to feed & house after her sister died?

^^ again, real human, facing real serious cash-flow problems.

there are so many ways to wind up in a hard way, necessitating low-cost housing.

as a student at university, I did significantly more damage to rental properties than I lost deposits to repair... intentionally. and I smoked a lot of pot.

I'm not disputing your point that most individuals in a place to afford the time and money to 'get into property' are going to want to avoid situations that represent a financial risk to them.

however, I was totally put off by the war zone characterization.