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Re:Americans Are Putting Billions More Than Usual in Their 4... by seanmcdirmid on Thursday January 05, 2017 @02:10PM (#13330339)
You can contribute more after a certain age as a way of catching up.
Re:Americans Are Putting Billions More Than Usual in Their 4... by pwthornton on Thursday January 05, 2017 @02:14PM (#13330380)
True.

And you can also do other savings vehicles outside of your 401k to save even more money. I just wanted to illustrate that it's not like people put all of their money into their retirement account on one day and if a crash happens the next they are screwed.

Re:Americans Are Putting Billions More Than Usual in Their 4... by seanmcdirmid on Thursday January 05, 2017 @03:29PM (#13331056)
True, I haven't been 401k eligible h(or even Roth), so I have a lot of savings in post tax cash. I just got my Chinese pension contributions refunded, at least, but I'm way behind even on my social security contributions.